Our Story
We don’t just approve loans — we rebuild lives, one drive at a time.
Okanagan Auto Credit, powered by Vernon Nissan, was built to support everyday people facing financial challenges and help them get into a reliable vehicle quickly. Whether you’re dealing with bad credit, bankruptcy, divorce, or starting over, we believe everyone deserves a fresh start and dependable transportation. No judgment — just real solutions.
Meet the Team
The people who make your approval happen, start to finish.
Why We Started
We began this initiative because we've witnessed too many wonderful individuals unable to access a vehicle. Whether it's a single mom unable to make it to work, a tradesperson lacking essential tools, or a family deprived of opportunities, we're here to help.
At Okanagan Auto Credit, we say YES! when banks say NO. With Vernon Nissan’s inventory and our 98% approval rate, we don’t just finance cars — we restore independence, one key handoff at a time.
"I’ve only been in Canada for 2 months and thought getting a vehicle would be impossible, but Ashish at Okanagan Auto Credit through Vernon Nissan made it happen! He helped me get approved for a brand new 2024 AWD SUV, and the whole process was fast, honest, and easy. Highly recommend him if you’re new to the country!"
"I recently moved to Canada and was nervous about getting approved for a vehicle with no credit history. The Specialty Finance Team at Vernon Nissan — Ashish and Vihaan from Okanagan Auto Credit — made the whole process so easy! They helped me understand everything, got me approved for a brand new car, and made sure the payments fit my budget. The service was professional, honest, and super friendly. They even delivered the vehicle to my city, 7 hours away! If you’re new to the country, have limited credit, or just want a fast and stress-free car buying experience, I highly recommend Okanagan Auto Credit at Vernon Nissan. These guys truly go above and beyond!"
"I was stuck in a vehicle I wasn’t happy with and didn’t think I had any options because of my credit, but Ashish at Okanagan Auto Credit through Vernon Nissan really came through. He helped me get approved and into a much better vehicle that fits my needs and budget. The process was smooth, honest, and stress-free. Highly recommend reaching out to him if you’re in a similar spot!"